The Minimum age to apply is 18 years.
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Your Life Cover premium is annually with a policy duration of 56 years
Life Cover
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Read MoreIn unfortunate event of death of Life Assured during the Policy Term, while the Policy is in-force, Death Sum Assured will be paid out to the Nominee as per the Benefit payout option chosen at inception. The policy will terminate on payment of this benefit.
However, Death Sum Assured under the policy will be highest of the following:
In unfortunate event of either death of life assured or diagnosis of Terminal Illness, whichever is earlier, the Death Sum Assured will be paid out to the Nominee as per the Benefit payout option chosen by policyholder at inception, subject to the Policy being in force.
However, Death Sum Assured under the policy will be highest of the following:
Terminal illness is an accelerated benefit and the policy will continue with the remaining Base Sum Assured (reduced by the extent of the Terminal Illness benefit paid) and the benefit payment upon diagnosis of Terminal Illness would be restricted to 1 crore. Terminal Illness benefit will be payable to the Life Insured as lump sum only.
In addition to life cover and Terminal Illness, this option also provides an extra cover in case of accidental death. The additional death benefit equal to Accident Death Benefit would become payable as lump sum in case Life Assured dies due to an Accident.
However, Death Sum Assured under the policy will be highest of the following:
Terminal illness is an accelerated benefit and the policy will continue with the remaining Base Sum Assured (reduced by the extent of the Terminal Illness benefit paid) and the benefit payment upon diagnosis of Terminal Illness would be restricted to 1 crore. Terminal Illness benefit will be payable to the Life Insured as lump sum only.
In addition to life cover and Terminal Illness, this option also provides Critical Illness Benefit as chosen by the policyholder at inception, upon diagnosis of any of the 35 critical illnesses.
However, Death Sum Assured under the policy will be highest of the following:
Terminal illness and Critical Illness benefit are an accelerated benefit and the policy will continue with the remaining Base Sum Assured (reduced by the extent of the Critical Illness benefit or Terminal Illness benefit paid). The Policy will continue for remaining Base Sum Assured.
In addition to life cover, Terminal Illness and Critical Illness, this option also provides an extra cover in case of accidental death, the Death Sum Assured will be paid out to the Nominee as per the Benefit payout option chosen by policyholder at inception, subject to the Policy being in force.
However, Death Sum Assured under the policy will be highest of the following:
Terminal illness and Critical Illness benefit are an accelerated benefit and the policy will continue with the remaining Base Sum Assured (reduced by the extent of the Critical Illness benefit or Terminal Illness benefit paid). The Policy will continue for remaining Base Sum Assured.
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DHFL Pramerica Life Insurance Company Limited is one of the fastest growing life insurance companies in India headquartered in Gurgaon, India. We provide a wide range of life insurance solutions for individuals as well as groups that take care of customers various financial needs such as securing their child’s future, retirement plans, saving, and wealth creations.
Data as on 31st Jan, 2018"